Farm & Crop Insurance Built for Illinois Growers.
Johnson Agency has protected farm families and operations across the Illinois Valley for generations. From crop loss to farm property and liability, we build coverage around how your operation actually works — not a generic policy off the shelf.
Coverage Built Around Your Operation
Every farm is different, which is why we start with your operation, not a form. Here are the core coverage areas we help growers in the Illinois Valley put in place:
Crop Loss & Yield Protection
Covers loss of income from drought, flood, hail, disease, or other weather-driven yield shortfalls, including federal multi-peril crop insurance (MPCI) and private hail coverage.
Farm Property & Equipment
Covers barns, grain bins, outbuildings, machinery, and equipment against fire, storm, theft, and other physical damage.
Farm Liability
Protects against claims and lawsuits tied to farm operations, hired labor, livestock, or visitors on your property.
Why Local, Independent Advice Matters for Farm Insurance
Crop and farm insurance decisions carry real financial weight, and the right coverage depends on local conditions — soil types, typical weather risk, crop mix, and even which federal and private programs apply county by county in Illinois. A national call center can't account for any of that.
As an independent agency based in Sheffield, we work with multiple carriers instead of selling one company's product. That means we compare options on your behalf and recommend what actually fits your operation and budget — then we're a local phone call away when you have a claim or a question.
Common Questions About Crop and Farm Insurance
Here are answers to the questions we hear most often from growers in Princeton, La Salle, Ottawa, and the surrounding Illinois Valley communities.
When is the deadline to sign up for crop insurance?
Federal crop insurance sales closing dates vary by crop and county, commonly falling in spring for row crops. Contact us early in the season so we can confirm the current deadlines that apply to your specific crop.What's the difference between federal crop insurance and private hail coverage?
Federal multi-peril coverage (MPCI) protects against broad yield losses from weather and disease with government backing, while private hail policies specifically cover hail damage and can be added on top for extra protection.Does farm property insurance cover equipment and grain bins?
Yes, farm property policies typically extend to barns, outbuildings, grain bins, and machinery. Coverage limits should be reviewed annually as equipment values change.What happens when I need to file a crop loss claim?
We help document the loss, coordinate with the carrier's adjuster, and track the claim through to settlement, so you aren't navigating the process alone.Can I get farm liability and crop insurance from the same agency?
Yes. Johnson Agency packages farm liability, property, and crop coverage together so growers have one point of contact for their whole operation.
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Ready to Protect This Season's Crop?
Tell us a bit about your operation and we'll follow up with coverage options and a quote — usually within one business day. No obligation, just straight answers from your local agent.
135 South Main, Sheffield, Illinois 61361.